Accounting Built for How Creators Actually Earn.
YouTube, Twitch, Patreon, brand deals, affiliate income, merch. Six revenue streams, three currencies, and a tax system that assumes you have one employer.
The problems generic bookkeeping misses.
Income from six places at once
Ad revenue, memberships, sponsorships, affiliate links, merch, tips. Each is taxed and reported differently, and none of them arrive on a T4.
Cross-border withholding
US platforms withhold tax. Whether you get it back depends on treaty forms most creators have never been told about.
Wildly uneven months
A viral month followed by three quiet ones makes instalments and set-aside genuinely hard to judge.
Gear, space and the grey areas
Equipment, home studio, travel to shoots, software. Real deductions — if they're documented properly.
Set up properly, from the start.
Every platform reconciled into one clear picture
Foreign withholding and treaty forms handled
GST/HST on sponsorships and Canadian-source income
Set-aside that accounts for lumpy income
Corporate structure advice once it's worth it
Deductions claimed and documented properly
You asked. We answered.
Do I charge GST/HST on sponsorships?
It depends where the brand is. Canadian brands, yes. Brands outside Canada are generally zero-rated, meaning taxable at 0%, so you collect nothing on them, though they still count toward your $30,000 registration threshold.
Why is YouTube withholding US tax from me?
Because you probably have not filed a W-8BEN or W-8BEN-E. Those forms apply the Canada-US tax treaty so you are not taxed twice on the same US income. It is fixable, and we will help you file it.
When should I incorporate?
A rough test: if you are not spending everything the business earns, incorporating starts to make sense. Below that it usually adds cost, filings and complexity without buying you much. It depends on your situation, so let us model it before you decide.
Can I write off my camera and my room?
The camera, generally yes. The room, partly. You can claim a reasonable share of your home costs for space you actually work in. Anything used for business and personal reasons both is a grey area with the CRA, and the personal portion comes out.
My income is unpredictable. How do I plan for tax?
By setting money aside as it arrives rather than at year-end. The whole point is that the bill is never a surprise. We will help you land on a percentage that fits how you actually earn, and adjust it as the year goes.
We've done this before.
A 30-minute call. Tell us how your business actually works and we'll tell you straight whether we're the right fit.